Accredited dryer vent cleaners are required to have liability insurance and will be more than happy to provide you with the necessary documents to prove it. Commercial general liability insurance is a must for duct cleaning contractors, as it safeguards you from any third-party injuries or property damage that may occur. For instance, if a delivery person slips and falls while bringing supplies to your business, the insurance will cover the medical expenses and legal costs that may arise from the person filing a lawsuit against you. No matter what industry you are in, there are always risks that need to be insured.
General liability insurance is the most comprehensive form of coverage that business owners purchase. The first step you should take is to review the limits and coverage of your homeowners insurance policy. You can find this information on your policy statements page. Are the policy limits enough to cover the cost of repairing or rebuilding your home? What about protecting your personal assets? An updated home inventory will make filing a claim much easier.
Take photos or videos of your belongings and keep receipts for expensive items. Professional duct cleaning services use specialized blowers, vacuums, and brushes to clean the supply, inlet, and return ducts of domestic air conditioning systems. Commercial vehicle insurance for commercial cleaning companies covers all vehicles used for business purposes.